We've helped thousands of South Africans get cash flow they didn’t think was possible
Your Restriced Policy
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Policy Trader
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You Get Cash
What's a restricted policy?
A restricted policy, as deemed by current legislation, is one from which no further lump sum cash advancements or surrenders can be made until the end of the restriction period (usually 5 years from inception).
Why Policy Trader?
We can help you turn your restricted policy into cash immediately, so you don't have to wait until the maturity date.How You Receive Cash
Through Policy Trader's easy steps you can turn your restricted policy into cash when you need it most, and at a better value than many of the alternative options.Welcome to Policy Trader
Need cash? We all do sooner or later.
How frustrating is it to realise that even though you have a policy, the cash value is restricted and not available to you? What a shock it is to be turned away by the life company without a solution.Policy Trader buys restricted investment policies, giving you the opportunity to increase your cash flow at a better rate than what you would potentially get through alternative channels and financial institutions.
Please note that under current legislation, retirement annuities cannot be ceded and therefore cannot be sold.