Do you need cash?

  • Have you been turned away from the Life Office because your policy is restricted?
  • Have the banks declined providing you a personal loan against your policy?
  • Does your policy no longer suit your financial needs?
  • Would you like to access cash from your policy even though it is restricted?

Selling your restricted policy is a viable option!

Simply follow these easy steps to turn your restricted policy into cash:
  • Request an evaluation from Policy Trader for your restricted policy by completing our consent form.
  • Policy Trader will send you an offer to purchase (valid for 7 days) together with all the documentation that needs to be completed in order for us to buy the policy.
  • Sign the offer to purchase together with the documentation provided and fax it to 086 538 4995.
  • We will check the faxed documentation for any errors or omissions.
  • Policy Trader will confirm that the original documents are ready to be sent to our offices.
  • On receipt of the original documentation, we will pay within 48 hours to the policyholder.
Please note that under current legislation, retirement annuities cannot be ceded and therefore cannot be sold.

What if my investment is not a restricted policy?

There are alternative solutions for different investments. Policy Trader, however, deals with restricted policies. For more information on your options, contact us.

how much can i get for my policy?

Get a FREE, no obligation evaluation.

View consent form

Complete and fax to
086 538 4995.

Sell my policy

Start the process to turn your policy into cash.